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Service Companies are Ideal Candidates for a FactorLine from Charter Capital
The Charter Capital FactorLine has been designed to accommodate the working capital funding needs of both new service firms as well as those that have been around for years.

Why do Service Companies benefit by financing accounts receivable with us?
The use of back-office support for collections and mailing out your invoices sometimes offset the financing fees or decrease internal overhead related cost.

We are seasoned professionals with decades of industry experience.

Personalized Service - you have one dedicated person and his or her assistant who handle your account. You don't have to start over each time you call with a new person.

Charter Capital, headquartered in Houston, Texas, provides factoring services, accounts receivable financing, and cash flow services nationwide.  Major service markets include: Houston, TX; Dallas, TX; Austin, TX; San Antonio, TX; Atlanta, GA; Albuquerque, NM; Phoenix, AZ; Nashville, TN; Indianapolis, IN; Oklahoma City, OK

We Understand Your Cash Flow Issues
Service providers, such as consulting firms, outsourcing firms and IT staffing companies, benefit the most by factoring their accounts receivable. Many companies that are providing a service to other commercial businesses can seldom offer tangible assets to pledge against a traditional bank  loan. This is why many service industries are turned down for a loan or are approved with limited funds for working capital.

A FactorLine from Charter Capital can provide the cash you need to bring your business plans to life; grab new opportunities; invest in marketing, meet payroll demands, meeting other expenses or simply negotiate better terms with your suppliers.


With factoring, you focus on what you do best; sales, customer service and growth, and we focus on what we do best, factoring, and assuring your steady cash flow for your financial success.


FactorLine is your means to a powerful business edge.
The use of a Charter Capital FactorLine allows you to extend generous payment terms to your customers and still obtain cash to accelerate growth and profits -- all without having to borrow money.

With a FactorLine from Charter Capital you can still obtain cash to:

  • Add additional employees
  • Settle outstanding debt or tax obligations
  • Negotiate supplier discounts
  • Reduce bank NSF charges
  • Underwrite acquisitions of other service companies
  • To timely meet critical operating cash obligations such as payroll
The process is simple:
  • You provide your service or product to your customers as you always have.
  • You continue to bill your customers as you always have.
  • You submit your invoices that you want to factor to Charter Capital along with our simple factor form.
  • We wire your funds directly into your bank account. Typically, in less than 24 hours.
  • We wait for your customer to pay us directly. When we receive payment, we notify you on the same day.
  • You continue to grow your business, free from the worry of your cash flow.